- The seller has an agent. Do you?
Transparent pricing
We work for 3%. That's all.
One fixed fee, clearly explained. No hidden costs, no surprises, no “3% plus €2,500.” Just 3% of the purchase price — paid in two parts.
3%
of the purchase price, ex IVA
This is the total fee — always, nothing more. The €2,500 mandate fee is not extra: it is a prepayment on this 3%, deducted when your purchase completes.
About the €2,500 mandate fee
“To get started, we ask for a €2,500 mandate fee. This confirms our exclusive representation of you and is fully deducted from our fee at completion. You always pay 3% — nothing more.”
EXAMPLE CALCULATION
What 3% looks like in practice
How the two payments work
The €2,500 mandate fee is paid when you sign our agreement. It confirms that we are working exclusively for you — and that you are committed to the search.
When your purchase completes, we deduct the €2,500 from the 3% success fee. On a €350,000 purchase, that means €8,000 at completion. Together: €10,500 — exactly 3%.
Total always = 3% of purchase price. The €2,500 is part of that 3%, not extra.
All amounts are ex IVA (21%). IVA (21%) applies to all professional services in Spain and will be added to the lawyer’s fee, the notary fee, and our fee.
Transparency first
What happens if no purchase completes?
We’d rather be clear about this upfront than have you discover it later.
If your purchase completes
The €2,500 is deducted from the 3% success fee. Total paid: 3% of the purchase price. Nothing more.
If no purchase completes
The 3% success fee is not charged — there is no purchase to base it on. The €2,500 mandate fee covers our time, coordination and costs during the search period, and is not refunded.
This is standard across professional buyer’s agent mandates — the mandate fee compensates for real work done, regardless of outcome.
The full picture
Total cost of buying in Valencia (2026)
Your buyer’s agent fee is one part of the total purchase cost. Here’s everything you need to budget for.
| Cost | Rate | Notes |
|---|---|---|
ITP — transfer tax (existing property) | 9% | Reduced from 10% per Ley 5/2025 (effective 1 June 2026) |
AJD — stamp duty (new build only) | 1.4% | Reduced from 1.5% |
Independent lawyer | 1–2% | Our lawyer charges 1%, min. €1,800 + IVA |
Notary & land registry | ~1% | Fixed scale, varies by purchase price |
FirstHomeValencia buyer’s agent fee | 3% | Paid by you — no seller commission |
| Total additional costs (approx.) | 13–14% | All ex IVA. Mortgage costs additional if applicable. |
On a €350,000 purchase
ITP (9%): €31,500
Lawyer (1%): €3,500
Notary + registry (~1%): ~€3,500
FHV fee (3%): €10,500
Total additional: ~€49,000 (≈ 14%)
Budget total: ~€399,000
Ask us for a personalised cost overview.
| Cost | Rate | Notes |
|---|---|---|
ITP — transfer tax (existing property) | 9% | Reduced from 10% per Ley 5/2025 (effective 1 June 2026) |
AJD — stamp duty (new build only) | 1.4% | Reduced from 1.5% |
Independent lawyer | 1–2% | Our lawyer charges 1%, min. €1,800 + IVA |
Notary & land registry | ~1% | Fixed scale, varies by purchase price |
FirstHomeValencia buyer’s agent fee | 3% | Paid by you — no seller commission |
| Total additional costs (approx.) | 13–14% | All ex IVA. Mortgage costs additional if applicable. |
On a €350,000 purchase
ITP (9%): €31,500
Lawyer (1%): €3,500
Notary + registry (~1%): ~€3,500
FHV fee (3%): €10,500
Total additional: ~€49,000 (≈ 14%)
Budget total: ~€399,000
Ask us for a personalised cost overview.
€14,005
net saving for one buyer, after our full fee
A documented example
What the fee looks like against the saving
Listed at €385,000 · Negotiated to €358,000
Negotiated saving: €27,000
FHV fee (3% of €358,000, ex IVA): €10,740
IVA on fee (21%): €2,254
Net gain for buyer: €14,005
Results vary. This is one documented transaction. We’re happy to discuss what realistic expectations look like for your budget and area of interest.
PAYMENT
How payment works
We work with international buyers. Payment is straightforward — no need for a Spanish bank account to get started.
SEPA bank transfer
For clients within the EU and eurozone. Standard bank transfer to our Spanish business account. Typical processing: 1 business day.
Wise (international transfer)
For clients in the UK, US, Australia and other countries outside the eurozone. Wise offers competitive rates and typically arrives within hours.
IVA invoice
We issue a formal IVA invoice (Spanish VAT) for every payment. All fees are ex IVA (21% applies on top for applicable clients).
Other arrangements
Have a specific situation? Contact us. We’ll find a workable solution — we’ve handled international payments from over a dozen countries.
Fee questions
Common questions about our fees
Is the €2,500 mandate fee an extra cost on top of the 3%?
No. We work for 3% of the purchase price — that’s all. The €2,500 is a prepayment on that 3%, deducted at completion. On a €350,000 purchase: €2,500 at signing + €8,000 at completion = €10,500 total (= 3%).
Why is there a mandate fee at all?
The mandate fee confirms that both parties are serious about the collaboration. We commit our time and resources to your search; you confirm this is a priority. It also covers our costs if — for any reason — no purchase completes.
Do I pay IVA on top of the fee?
The seller’s agent is not free — his fee is built into the asking price. The question is who he is working for. He represents the seller. We represent you. That difference is worth 3%.
What currency do you invoice in?
We invoice in euros. Clients paying via Wise from the UK, US or Australia convert at the live exchange rate at time of transfer. We do not charge currency conversion fees on our side.
Are there any other costs I should know about?
Our 3% is our fee. Separately, you’ll pay: ITP (9% transfer tax), notary and land registry (~1%), and the lawyer’s fee (~1–2%). These are standard buying costs — not our fees. See the cost table above for a full overview.
Is the €2,500 mandate fee on top of the 3%?
No. We work for 3% of the purchase price — that is the total. The €2,500 is a prepayment on that 3%, deducted at completion. On a €350,000 purchase: €2,500 at signing + €8,000 at completion = €10,500 total = 3%.
Why is there a mandate fee at all?
The mandate fee confirms that both parties are serious about the collaboration. We commit our time and resources to your search; you confirm this is a priority. It also covers our costs if — for any reason — no purchase completes.
Do I pay IVA on top of the fee?
Our fees are communicated ex IVA, which is standard practice for professional services in Spain. IVA (21%) applies on top. For example, on a €10,500 fee: total with IVA = €12,705. We issue a proper IVA invoice for all payments.
What currency do you invoice in?
We invoice in euros. Clients paying via Wise from the UK, US or Australia convert at the live exchange rate at time of transfer. We do not charge currency conversion fees on our side.
Are there any other costs I should know about?
Our 3% is our fee. Separately, you’ll pay: ITP (9% transfer tax), notary and land registry (~1%), and the lawyer’s fee (~1–2%). These are standard buying costs — not our fees. See the cost table above for a full overview.
Questions about our fees? Let's talk.
Book a free 30-minute call. We'll go through costs, process and whether we're the right fit for your situation.